抵押计算器
指令
1. Enter your information into each required field. Hover the info bubbles for more information.
2. Populating all editable fields with values will increase the accuracy of the results.
3. You may go back at any time to modify the contents of the fields.
4. Click “Calculate” to populate your results immediately.
**Disclaimer: The mortgage calculator provided on this website is for informational purposes only. The results generated by the calculator are based on certain assumptions and should not be considered as financial advice or a guarantee of mortgage qualification or rates. The calculated figures may not reflect the actual costs, 费用, or interest rates associated with a mortgage loan. It is important to consult with a qualified mortgage professional and obtain personalized advice based on your specific financial situation and the current market conditions. The use of this calculator does not create a client relationship with the website owner, and we assume no responsibility or liability for any decisions made based on the results obtained from the calculator.
购买小贴士
Don’t Max Out Your Budget
Just because you’ve been approved for a max amount doesn't mean you should spend it all on the home's sale price. You will want to set some of that aside for closing costs, 税, and potential home repairs or remodeling.
了解这个地区
Make sure the neighborhood works for you and your family - are you close to schools, and is shopping conveniently located? Is there another sentence we can pop here for better balance with the other sections?
Don’t Skip the 首页。 Inspection
Inspections are worth their weight in gold and will draw attention to problems you may not otherwise see, giving you peace of mind and letting you make more informed decisions about your purchase.
得到预先核准的
Getting pre-approved by a lender lets the seller know you are serious and ready to purchase a home and that you are not just window shopping. Check out our list of recommended lenders here.
Make a List of Deal Breakers
Know what you can live with and cannot live without and also those things that can be taken care of with a simple remodel. If you need a four-bedroom home, don't buy one with two that requires a massive addition which can break your 预算.
Look at the Age of Appliances and 其他 Systems
Appliances are some of the most expensive portions of the home, and you should pay particular attention to their age and whether they have required service.
其他 systems to have inspected are your HVAC, water heater, and septic, if applicable. You may be able to get the seller to add a home warranty when buying.
Check For HOA Requirements
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood. Is there another sentence we can pop here for better balance with the other sections?
